Every state has its insurance requirements that are different than its neighboring states. The states' insurance commissioner sets these requirements. Many drivers may have questions about the coverage limits and conditions for insurance. You do not have to be in the dark any longer. Here are some information that will help you have a better knowledge of your insurance policy.
Some Laws Regarding Auto Insurance
If you live in a busy area, then you know the headache of having to drive so close to other millions of drivers in your area. The last thing you want to have happened to you is to be involved in an auto accident and not know how your policy covers you.
- Your auto policy will cover everyone in your car in the event of an accident. If you are found to be at-fault, then your policy will also pay for the damages to the other driver and their passengers.
- In order for you to have coverage for damage to your car in an at-fault accident, you will need to acquire collision coverage. You will have to pay your deductible, while the rest of the repairs are paid for by the insurance policy.
- The policy will have several options for coverage choices that you can choose from. If you are involved in an accident, the policy will payout to the levels that you have chosen.
There are a lot of different scenarios that can affect the way your insurance works for you. The last thing you want to have happened is for you not to have coverage that will pay for the entire cost of the accident. If you have any questions about your car insurance, then please call us at Fortress Insurance Agency. We can answer all of your questions and provide you with an insurance policy overview.
While our office is located in Kansas, we serve clients in multiple states, including Nebraska, Missouri, and Iowa