In many parts of the nation, renting is the way that many young adults and even families maintain living spaces. There are perks to renting, such as not having to be responsible for repairs and damages. Reduced responsibility also comes with reduced protection. In the event of an accident or tragedy, the home insurance policy that is carried by the landlord will not protect your personal property. At Fortress Insurance Agency, we offer a solution known as renters’ insurance.
All of your personal property that resides with you inside the rental dwelling is protected in the event of a tragedy. This includes any furniture, appliances, clothing, and additional types of property that you purchased can be repaired or replaced. Anything belonging to the landlord, such as structural damages or supplied appliances are not covered under renter’s insurance.
Should you experience one of the following events, you would be able to utilize a renter’s insurance policy for financial assistance.
During these events, renters experience a significant financial loss. Many personal possessions need to be replaced. If the structure is damaged significantly, you also need to find temporary housing on top of it all.
With a renter’s insurance policy, you can make a claim on your policy to receive benefits for temporary housing expenses. Whether you need a few days at a hotel or need to rent a condo temporarily through renovations, your renter's insurance policy provides that level of financial assistance. This is a critical policy component for those with families.
While renter's insurance is not required in every state, it is heavily recommended. Give yourself and those living with you a new level of protection when you invest in renter's insurance. Our agents at Fortress Insurance Agency are ready to assist as needed.
While our office is located in Kansas, we serve clients in multiple states, including Nebraska, Missouri, and Iowa