Understanding Motorcycle Insurance
We are a full-service, independent agency providing a wide range of insurance plans. One specialized service we provide is motorcycle insurance. Ride in peace knowing that you are sufficiently covered for damages and personal injury to you and others who share the road.
Coverage Options and State Requirements
State requirements for motorcycle riders closely follow the same state requirements as automobile owners. There are residing factors that determine how much you will pay for motorcycle coverage as follows.
We have no control over these factors. But we try to find you the most affordable rate with the options tailored around your needs.
- Driving Record IE, tickets, accidents
- Credit History and Score
- Age and Address
- How many drivers are insured?
- Your motorcycle specifications
Abide by State Laws
- A class M license or learner's permit to ride a motorcycle or moped is required along with a passed written test and vision test.(It is wise to wear your helmet.)
- Wear no shatter goggles, transparent face shields, one non-glare headlight, a taillight, breaking light, working turn signals, a horn, a rear red reflector, a rear stop lamp, and a light over the registration plate.
- No additional seat or footrest means no passengers allowed.
- No age limits on passenger age
- Lane splitting prohibited
- Specific insurance requirements and coverage options (agent reviews with you)
- If you ride a moped, you can obtain a specialized license
- Helmets if under 18-years of age. If you cross state lines, you may or may not have to wear a helmet.
Contact Our Office Today
Contact our licensed agents at Fortress Insurance Agency to help determine your next motorcycle insurance policy. It is unlawful to operate your motorized cycle on the roadways without insurance. We await your call and are proud to serve those around Kansas. We provide you a free, no-obligation quote! We are only a call away.
While our office is located in Kansas, we serve clients in multiple states, including Nebraska, Missouri, and Iowa