Most states in the US, including Kansas, require your motorcycle to be insured to be able to ride it on public roads. If you are a bike owner in Overland Park, KS, high motorcycle insurance rates by drowning the feelings of freedom and adventure that are synonymous with the experience.
Here’s how you can lower your motorcycle insurance rates:
1. Take a Motorcycle Safety Course
If you take a motorcycle safety course, your motorcycle insurance provider will perceive you as a rider who is less likely to be in an accident or suffer severe injuries if you are involved in an accident. This is because you have a better understanding of motorbike safety precautions, such as wearing the correct proactive gear, thanks to the motorcycle safety course you took. Thus, they reduce your insurance rates.
2. Add Security Features to Your Bike
According to 2017 statistics, more than 44,000 motorcycle thefts happened in the US. Installing security features like a chain wheel lock and tracker to your bike means that it’s less likely to be stolen, and it can easily be recovered if it’s stolen. This will result in the reduction of your motorcycle insurance rates.
3. Get the Right Coverage
If you ride your bike less frequently, we at Fortress Insurance Agency recommend you get low mileage motorcycle insurance which has lower rates. Additionally, it’s likely that you don’t ride your bike during winter; thus, you should consider motorcycle insurance coverage that offers a significant discount on the premiums during the off-season months.
4. Maintain a Clean Riding Record
If you frequently get involved in motorcycle accidents, your insurance rates will be higher. However, you can get lower rates if you maintain a clean accident-free riding record.
If you are shopping for motorcycle insurance in Overland Park, KS, come to Fortress Insurance Agency, and our benevolent team of experts will help you. Contact us today.