If you have been involved in an automobile accident, your auto insurance provider may inspect your car to determine if it can or should be repaired or whether to salvage the car, also known as totaling the car. At Fortress Insurance Agency, serving the Overland Park, KS area, we have discovered that there is a lot of misinformation about cars being salvaged or totaled.
Here are some of the questions you may have about a car being totaled and the answer:
What Exactly Does It Mean If a Car is Totaled?
If your car is totaled, it means that the cost to repair your vehicle exceeds the value of your vehicle. As such, your car is far more likely to be totaled if it is older, compared to if it is newer. This is because older cars tend to have a lower value, and car repairs can be pricey.
What Happens If You Do Not Agree That Your Car is Totaled?
If you do not think your car is totaled, you can obtain a second estimate for repairs from another body shop and submit those estimated costs to your insurance company. They may decide to look over the new estimates and change their decision on totaling your car. However, if the repair costs are at or above the amount your car is valued at, your car will be totaled whether you agree or not.
Contact Us Today
At Fortress Insurance Agency, serving the greater Overland Park, KS area, we are dedicated to helping local residents obtain the auto insurance policies that best protect them in case of an accident. While we cannot prevent your car from being totaled, we can help to ensure you are fully protected in case your vehicle is totaled. Reach out to us today to learn more about allowing us to help you find an auto insurance policy.