If you’ve ever considered buying a motorhome, you’ve probably researched the best way to insure your vehicle. And with so many options out there, it can be tough to know what’s true and what’s not when it comes to motorhome insurance. To help you make the best decision for your needs, we’ve debunked some of the top myths about motorhome insurance. Fortress Insurance Agency in Overland Park, KS offers this guide in insuring your motorhome.
Top Myths About Motorhome Insurance Debunked
Myth 1: You Don’t Need Insurance if You’re Not Driving It
One of the most common myths about motorhome insurance is that you don’t need it if you’re not driving the vehicle. However, this simply isn’t true. Even if your motorhome is parked, it’s still at risk for things like theft, vandalism, and weather damage. It’s important to have coverage in place even when you’re not using the vehicle.
Myth 2: Your Auto Insurance Will Cover Your Motorhome
Another myth about motorhome insurance is that your auto insurance will cover your motorhome. However, this is not the case. Auto insurance policies typically exclude coverage for RVs and other recreational vehicles. So if you’re planning to use your motorhome, you’ll need to purchase a separate policy specifically for it.
Myth 3: Motorhomes Are Not Worth Insuring
Some people believe motorhomes are not worth insuring because they’re not worth as much as a traditional home. However, this isn’t necessarily true. The value of your motorhome will depend on factors like the make and model, age, and condition. It’s therefore important to get an insurance policy that covers the full value of your vehicle.
Myth 4: All Motorhome Insurance Policies Are the Same
Another myth about motorhome insurance is that all policies are the same. However, this simply isn’t true. There are various policy types available, and each one offers different coverage options. Ensure you compare policies before buying to ensure you’re getting the right coverage for your needs.
Get Motorhome Insurance in Overland Park, KS
Now that you know the truth about motorhome insurance, it’s time to get your own policy. Fortress Insurance Agency offers comprehensive coverage for all types of RVs and motorhomes. Contact us today to get a quote. We’ll help you find the perfect policy to protect your vehicle.