Understanding Nebraska Auto Insurance Requirements

Here at Fortress Insurance Agency, although we maintain offices in Overland Park, KS we serve the residents of many states with the insurance they need. That includes Nebraska and so we want to apprise you of the auto insurance requirements of that state. When you move from one state to another, the insurance requirements change.

Nebraska Requires Liability Coverage

Like other US states, Nebraska requires its drivers to purchase liability insurance to help cover the costs of any person injured in an accident you cause. This insurance also covers property damage you cause.

Nebraska sets legal minimum insurance requirements for each driver. Note, that’s not per car, but per driver. If you and your spouse drive the car, your insurance must list you both as drivers. If your teenager obtains a driving license, you must add their name to your policy, too. Your auto liability policy must contain the following insurance minimums:

  • $25,000 in bodily injury coverage per person per accident,
  • $50,000 in bodily injury coverage for all people harmed in an accident,
  • $25,000 in property damage coverage per accident.

You can add optional coverage to improve the financial protection of your auto to your insurance policy. In Nebraska, you can add comprehensive, collision, uninsured motorist, and medical payments coverage. The latter coverage type bears similarity to personal injury protection (PIP) coverage offered in some US states.

Contact Us to Insure Your Auto

Contact Fortress Insurance Agency in Overland Park, KS for more information on auto insurance for your vehicles in Nebraska. We serve Nebraska residents with the auto insurance they need to protect their financial security. Let us help you insure the drivers in your family.