A day out on the water can take an unexpected turn in the blink of an eye. Whether it’s a minor collision or something more serious, knowing what to do immediately after a boating accident can make a significant difference. At Fortress Insurance Agency in Overland Park, KS, we want you to feel confident and prepared if the unexpected ever happens during your time on the water.
Prioritize Safety First
Your first priority should always be safety. Check on everyone aboard your vessel and any others involved. If anyone is injured, call for emergency assistance immediately. Even if the accident seems minor, it’s important to report it to the appropriate authorities, especially if there’s significant damage or injuries. Staying calm and collected will help you think clearly in a stressful situation.
Exchange Information and Document the Scene
Just like in a car accident, you’ll need to exchange contact and insurance information with all involved parties. Take photos of the damage, the location, and any visible injuries. These images can be crucial when filing your insurance claim. If there are witnesses nearby, ask for their contact information as well—neutral accounts can help clarify what happened.
Notify Your Insurance Provider
Once everyone is safe and you’ve gathered the necessary information, contact your insurance provider as soon as possible. Starting the claims process promptly can make it smoother and more efficient. Be honest and detailed when sharing your account of the incident.
Boating accidents can be stressful, but having the right coverage helps ease the burden. To ensure you’re fully protected before your next outing, contact Fortress Insurance Agency in Overland Park, KS. We’ll help you navigate boat insurance with confidence and peace of mind.
