Vehicles don’t just transport people. They’re also used to move personal property and belongings. Perhaps you take your laptop to and from work. Maybe you sometimes leave your kids’ bikes in the back of the truck after spending an afternoon at the park. Alternatively, you may transport expensive personal property in your car if you’re moving from one house to another. In any case, coverage for items in the car is important as it protects your assets in the event they’re stolen or damaged. 

Car Insurance and Personal Property Coverage

The bad news is that auto insurance doesn’t cover personal items in your vehicle. This holds true even if you have a comprehensive auto insurance policy. The good news is that these personal items should be covered under your homeowners or renters insurance policy. However, the amount of compensation you’ll get after a loss depends on the terms and conditions in your policy as well as the deductible you set when you purchase your insurance policy.

What’s more, many insurers have lower coverage limits for items that are damaged outside your home, which means you may not be able to count on compensation to cover the full cost of the lost or damaged items. Be sure to take precautions when transporting personal property and parking your vehicle in and around Overland Park, KS.

Need More Information? Fortress Insurance Agency Is Here to Help

Fortress Insurance Agency serves car owners in and around Overland Park, KS, offering multiple forms of insurance to residents of all ages and walks of life. Call us to find out more about your policy options or to request price quotes for specific policies or policy bundles.