Towing a motorhome can be a stressful and expensive task, especially when towing a small vehicle is already costly. Before assuming you’ll need to cover the expenses on your own, it’s worth reviewing your motorhome insurance policy to see if towing costs are covered.

Will My Motorhome Insurance Pay for a Tow in Overland Park?

As with most insurance-related questions, the answer depends on your policy. At Fortress Insurance Agency, we can tell you that many policies include some towing coverage. For example, if you were in an accident, standard insurance typically covers the cost of towing your motorhome to a nearby repair shop.

However, if something goes wrong on the road, such as a mechanical failure, you may not have towing coverage unless your policy includes roadside assistance. To ensure towing coverage for non-accident-related incidents, you would need either a comprehensive policy with roadside assistance benefits or an add-on specifically for roadside assistance. It’s also important to check which events are covered, as towing benefits often apply to situations like flat tires or engine failures.

How to Find the Right Motorhome Coverage

If you’re searching for towing coverage in Overland Park, KS, consulting an expert can make all the difference. Towing a motorhome involves more than simply hooking it up to another vehicle. You need to account for the motorhome itself and the property inside, which could be damaged during transport. Understanding what your policy excludes can help you make contingency plans.

At Fortress Insurance Agency, we provide clear information about when you can file a claim for towing, whether your motorhome breaks down in your driveway or hundreds of miles from the nearest repair facility. Contact us today for more details or to request a quote!