Even a minor car accident can leave you feeling shaken and unsure of what to do next. Taking a few practical steps after a fender bender can help you stay safe, document what happened, and make the insurance process easier.
Check for Injuries and Get to Safety
First, check yourself and your passengers for injuries. If anyone needs medical attention, call 911. If it’s safe and possible, move your vehicle out of traffic and turn on your hazard lights.
Exchange Information
Exchange contact and insurance information with the other driver, including names, phone numbers, insurance companies, and policy details. Be sure to record the other vehicle’s make, model, and license plate number as well. Avoid arguing about what happened or admitting fault, and stick to exchanging the information you’ll need later.
Document the Scene
Use your phone to take photos of the vehicles, visible damage, license plates, and the surrounding area. Write down details about what happened while they’re still fresh in your mind, and if there are witnesses nearby, consider getting their contact information too.
Contact Your Insurance Company
Report the accident to your insurance company as soon as reasonably possible, even if the damage seems minor. Your insurer can explain your coverage, help you determine whether filing a claim makes sense, and walk you through the next steps.
A fender bender can be stressful, but knowing what to do in advance can make an unexpected situation much easier to handle.
If you’re looking for auto insurance, the team at Fortress Insurance Agency, serving Overland Park, KS, is here to help. Reach out to our team today to learn more about our auto insurance policy options.
